BusinessPlans.com, Inc. Terms and Privacy Statement
Your Commitment to BusinessPlans.com
BusinessPlans.com, Inc. is committed to respecting the privacy of our customers and users. We also require that our customers respect the proprietary nature of our questionnaire and all the research and development that went into our questionnaire. As a result, once a customer has paid for and ordered our questionnaire the entire fee is considered earned and there are no refunds. Considerable experience, effort and energy goes into consulting with each and every client and their particular situation. We do not charge separately for any of our consulting efforts and therefore have this no refund policy.
Our Commitment to You
BusinessPlans.com, Inc. is committed to respecting the privacy of our customers and users. We strive to provide a safe, secure user experience. This Privacy Statement sets forth the online data collection and usage policies and practices that apply to all of our Web sites (unless a different privacy statement is specifically made applicable). By using the BusinessPlans.com, Inc. site, you consent to the policies and practices described in this Statement. Your data will be stored and processed in whole or in part in the United States. If you access a BusinessPlans.com, Inc. Web site outside the United States, your usage of that site constitutes consent to the transfer of your data out of your country and to the United States. Our sites contain links to other Web sites over which we have no control. BusinessPlans.com, Inc. is not responsible for the privacy policies or practices of other Web sites to which you choose to link from a BusinessPlans.com, Inc. Web site. We encourage you to review the privacy policies of those other Web sites so you can understand how they collect, use and share your information. This Privacy Statement applies solely to the information we collect on a BusinessPlans.com, Inc. Web site, and does not apply to information we collect in any other fashion.
Collection and Retention of Information
In some areas of our Web sites BusinessPlans.com, Inc. requests or may request that you provide personal information, including your name, address, e-mail address, telephone number, credit card number, social security number, contact information, billing information and any other information from which your identity is discernible. In other areas, BusinessPlans.com, Inc. collects or may collect demographic information that is not unique to you such as your zip code, age, preferences, gender, interests and favorites. Sometimes we collect or may collect a combination of different types of information. Examples of areas on BusinessPlans.com, Inc. Web sites where we collect personal or combined personal and demographic data are pages where you can open a BusinessPlans.com, Inc. account, sign up to use a service, use one of our consulting services, enter a contest or purchase a product. In addition, BusinessPlans.com, Inc. may indirectly collect information about you when you use certain third party services on our Web site.
We also gather or may gather certain information about your use of our site, such as what areas you visit and what services you access. Moreover, there is information about your computer hardware and software that is or may be collected by BusinessPlans.com, Inc. This information can include without limitation your IP address, browser type, domain names, access times and referring Web site addresses.
BusinessPlans.com, Inc. may sometimes afford you the opportunity to provide descriptive, cultural, behavioral, and preferential and/or life style information about yourself, but it is solely up to you whether you furnish such information. If you do provide such information, you are thereby consenting to the use of that information in accordance with the policies and practices described in this Statement. For example, such information may be used for the purpose of determining your potential interest in receiving email or other communications about particular products or services.
Please remember that if you post any of your personal information in public areas of BusinessPlans.com, Inc., such as in online forums or chat rooms, such information may be collected and used by others over whom BusinessPlans.com, Inc. has no control. We are not responsible for the use made by third parties of information you post or otherwise make available in public areas of BusinessPlans.com, Inc.
Since we believe that maintaining a business plan is a life-long process, we reserve the right to retain indefinitely all the information we gather about you in an effort to make your repeat use with us more efficient, practical, and relevant. Of course, you can correct or update your BusinessPlans.com, Inc. account. Moreover, you can delete your business plan from our online database or close your BusinessPlans.com, Inc. account.
Use of Information by BusinessPlans.com, Inc.
We use the information we gather on a BusinessPlans.com, Inc. Web site, whether personal, demographic, collective or technical, for the purpose of operating and improving the BusinessPlans.com, Inc. Web site, providing a positive user experience and generating better and better business plans. We may also use the information we gather to inform you of other products or services available from BusinessPlans.com, Inc. or its affiliated companies or to contact you about your opinion of current products and services or potential new products and services that may be offered.
We may use your contact information in order to send you e-mail or other communications regarding updates at the BusinessPlans.com, Inc. site, such as new BusinessPlans.com, Inc. opportunities and additional listings which may be of interest to you. The nature and frequency of these messages will vary depending upon the information we have about you. In addition, at the time of login for BusinessPlans.com, Inc., you may have had the option to elect to receive additional communications, information and promotions including without limitation free informational newsletters from BusinessPlans.com, Inc. relating to topics that may be of special interest to you, such as available lenders, business consultants and vendors.
If we have an area where you can submit feedback, any feedback you submit becomes our property, and we can use such feedback (such as success stories) for marketing purposes or contact you for further information.
Disclosure of Information to Others
We do not disclose to third parties your personal information, combined personal and demographic information or information about your use of a BusinessPlans.com, Inc. Web site (such as the areas you visit or the services you access), except as set forth in the following four subparagraphs.
We may disclose such information to third parties if you consent to such disclosure. For example, if you indicate that you would like to receive information about the products or services of third parties at any time you register for a BusinessPlans.com, Inc. account, we may supply your contact information to third parties such as employers, lenders, data aggregators, marketers or others for the purpose of sending you e-mail or otherwise communicating with you. We may use data we have about you (such as the interests and preferences you have expressed) to determine whether you might be interested in the products or services of a particular third-party
We may disclose such information to companies and individuals we employ to perform functions on our behalf. Examples may include hosting our Web servers, analyzing data, providing marketing assistance, processing credit card payments, and providing customer service. These companies and individuals will have access to your personal information as necessary to perform their functions, but they may not share that information with any other third party.
We may disclose such information if legally required to do so, if requested to do so by a governmental entity or if we believe in good faith that such action is necessary to: (a) conform to legal requirements or comply with legal process; (b) protect the rights or property of BusinessPlans.com, Inc. or its affiliated companies; (c) prevent a crime or protect national security; or (d) protect the personal safety of users or the public.
We may disclose and transfer such information to a third party who acquires all or a substantial portion of BusinessPlans.com, Inc.’s business, whether such acquisition is by way of merger, consolidation or purchase of all or a substantial portion of our assets. In addition, in the event BusinessPlans.com, Inc. becomes the subject of a bankruptcy proceeding, whether voluntary or involuntary, BusinessPlans.com, Inc. or its trustee in bankruptcy may sell, license or otherwise dispose of such information in a transaction approved by the bankruptcy court.
BusinessPlans.com, Inc. may also share aggregated anonymous information about visitors to each of its Web sites with its clients, partners and other third parties so that they may understand the kinds of visitors to BusinessPlans.com, Inc.’s site and how those visitors use the site.
Since BusinessPlans.com, Inc. is a business plan-generating site, we give you the opportunity of putting your business plan in our database. There are two ways of doing this:
You can store your business plan in our database, but not allow it to be searchable by potential lenders and venders. Not allowing your business plan to be searchable means that you can use it to apply for a loan online, but lenders and venders will not have access to search it through our business plan database.
If you allow your business plan to be searchable, then all parties with access to our searchable business plan database (or copies thereof) will have access to your resume.
We attempt to limit access to our searchable business plan database (or copies thereof) only to qualifying lenders and venders, as well as law enforcement and national security agencies, but cannot guarantee that other parties will not gain access to this database. We are not responsible for the use made of business plans by third parties who access such business plans while they are in our searchable database. You may remove your business plan from our searchable database by notifying us and working with us. However, others who have had access to that database or had access to make a copy of that database, as well as parties who have otherwise gained access to the database, may have retained a copy of your business plan in their own files or databases. We are not responsible for the retention, use or privacy of business plans in these instances.
BusinessPlans.com, Inc. uses “cookies” to help personalize and maximize your online experience and time online. A cookie is a text file that is placed on your hard drive by a Web page server. Cookies are not used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to your computer, and can only be read by a Web server in the domain that issued the cookie to you.
You may have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline all cookies if you prefer. Alternatively, you may be able to modify your browser setting to notify you each time a cookie is tendered and permit you to accept or decline cookies on an individual basis. If you choose to decline cookies, however, that may hinder performance and negatively impact your experience on the BusinessPlans.com, Inc. Web site.
Use of Web Beacons
BusinessPlans.com, Inc. Web pages may contain electronic images known as Web beacons (sometimes called single-pixel gifs) that allow us to count users who have visited those pages and to deliver co-branded services. Web beacons are not used to access your personally identifiable information on BusinessPlans.com, Inc.; they are a technique we use to compile aggregated statistics about our Web site usage
Web beacons collect only a limited set of information including a cookie number, time and date of a page view, and a description of the page on which the Web beacon resides.
Updating Your Information
You may review, correct, update or change your BusinessPlans.com, Inc. account information. If you had opted to receive communications from BusinessPlans.com, Inc. or any third party or parties at any time or when you registered with BusinessPlans.com, Inc., but subsequently change your mind, you may opt-out.
BusinessPlans.com, Inc. has implemented reasonable technical and organizational measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration or disclosure. However, we cannot guarantee that unauthorized third parties will never be able to defeat those measures or use your personal information for improper purposes.
When you place an order online at BusinessPlans.com, Inc. , your credit card information is protected through the use of encryption. BusinessPlans.com, Inc. uses a service company to process its credit card transactions.
BusinessPlans.com, Inc. is not intended for children under 13 years of age who are without the supervision of their parent or parents. We do not knowingly collect personal information from children under 13. We are also very attentive about individuals 14 to 18, primarily as it pertains to the collection of personal information.
Changes to Privacy Statement
If we decide to change our Privacy Statement for BusinessPlans.com, Inc., we will post those changes here so that you will always know what information we gather, how we might use that information, and to whom we will disclose it. If at any time, you have questions or concerns about BusinessPlans.com, Inc.’s Privacy Statement, please feel free to email us at write us or call us and speak to one of the principals.
BusinessPlans.com, Inc. is located at 220 South Military Trail, Deerfield Beach, Florida 33442. We welcome your comments concerning this Privacy Statement.
Thank you for using BusinessPlans.com.
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